KunstKoop for galleries

If you are a gallery that wants to give art buyers the chance to purchase works of art by paying in instalments with no interest, you may qualify for the KunstKoop.

For whom

Galleries based in the Netherlands.

For what

To offer your customers the opportunity to purchase works of art through an interest-free instalment plan.


Check this list carefully before you start your application.

Who preceded you?

View granted applications for this grant.

Start your application

Do you meet the conditions and did you go through the checklist?

For whom?

All art galleries in the Netherlands may apply.

For what?

To offer your customers the opportunity to purchase works of art through an interest-free instalment plan.

How much?

A separate budget has been reserved to cover interest on deferred-payment sales by galleries accepted for the KunstKoop. For each participating gallery, this is the maximum amount that the Mondriaan Fund reserves for the payment of the interest charged by Santander Consumer Finance for KunstKoop loans taken out on behalf of the gallery in question.

When and how to apply

Applications are submitted  through the Mondriaan Fund online application system. The 2022 deadline is on 5 September, submitted before 5 P.M.

To apply, the gallery first needs to open an account with the Mondriaan Fund through the fund website. When applying, always keep in mind that three months are required to process your completed application. No funds are made available retroactively.

This description is based on the Mondriaan Fund KunstKoopregeling (in Dutch).

Application assessment

The application form and attached documents are first checked by Mondrian Fund staff to ensure the application is complete. It is then submitted to the committee that advises on whether a gallery qualifies for the KunstKoop arrangement. They assess whether the gallery meets the conditions concerning professionalism and quality standards.

Acceptance in the KunstKoop can only take place when the committee advises to that effect.

Because the budget is limited, we are unfortunately not always able to honour all positive advisories. If this is the case, the Mondriaan Fund asks the advisory committee to compare the applications and indicate which have greatest priority. This can mean that an application can receive a positive advisory but that the gallery is unfortunately not accepted into the KunstKoop.

What happens with my application?
  • A policy plan in which the gallery provides a vision of what the gallery offers (including principles that apply to the artists or designers in their selection, exhibition policy, objectives, working methods, etc.)
  • A list of the artists or designers represented by the gallery
  • An overview of the exhibitions organized between January 2020 to June 2022 and an indication of the exhibitions planned between January 2022 and December 2023.
  • Visual material pertinent to the exhibitions (for as far as they are already available, and in digital format).
  • The professionalism of the gallery: does the gallery operate according to good business practice for art galleries? This concerns the following factors:
    o There is a consistent group of artists or designers with whom the gallery maintains relations. This is reflected in regular periodical exhibitions by these artists, so the public is able to follow their development through the gallery.
    o The gallery demonstrates professionalism in its overall approach and design, the way it presents itself and its exhibitions, and how it interacts with buyers, artists and designers.
    o The activity of the gallery contributes to the public awareness and development of the artists or designers it represents, for example through invitations, collaborations on publications, the publication of monographs, stimulating online or off-line visibility, organizing lectures and exchange events and presentations at art fairs and other art events.
  • The quality standards of the work of the artists or designers represented by the gallery. Is the quality of the body of work by the individual artist relevant for contemporary visual art in the Netherlands? Here, the committee considers the power of imagination, substantive principles and starting points in the work, uniqueness or individual strengths, and the mastery of the selected media.
  • The quality of the exhibition programming as a whole. The exhibition programme reveals a substantive vision as expressed in the policy plan. The exhibition policy should be consistent in content, approach and implementation. In order to achieve a balanced distribution of participating galleries across the Netherlands, account is taken of the region in which the gallery is active.

Terms and conditions for KunstKoop participation

  • An application can only be submitted by a physical and/or online art gallery with an address in the Netherlands, which has functioned as such and been registered as such with the Dutch Chamber of Commerce (the Kamer van Koophandel) for at least a year.
  • We here understand an art gallery to be a professionally and economically independent organization with a physical and/or online space that is open to the public, where regular, changing exhibitions are held. The gallery’s primary objective is the organization of exhibitions of works for sale and the sale of works of art by contemporary visual artists or designers that have not been previously presented by others. The gallery should present at least six changing exhibitions each year. Art lending libraries (Kunstuitleen), semi-governmental institutes and other subsidized organizations may not apply.
  • The gallery should be open to the public, on average, at least 15 hours per week.
  • Galleries that have been in existence for more than three years need to have demonstrably achieved a total trade turnover of at least €35,000 (including VAT) from the sale of art, or mediation therein, during the year preceding their application. Galleries that have been in existence for less than three years need to show a total sales turnover of at least €20,000 (including VAT) for the preceding year.
  • The work sold was made by an artist or designer who is on the list of those represented by the gallery. This list is based on the information provided by the gallery to the Mondriaan Fund.
  • The KunstKoop applies to works by living artists or designers, produced since 1945.
  • Any works of art that have previously been bought or sold by other parties, such as art dealers or auction houses, may not be purchased through the KunstKoop.
  • Works produced in editions only qualify for a KunstKoop purchase if the edition is fewer than 60 and the work purchased is signed and numbered by the artist.
  • Reprints, reproductions, facsimiles, copies of originals and photographically produced silkscreens do not qualify for KunstKoop purchase.
  • The duration of the loan is, respectively, six months, 12 months, 24 months or 36 months, depending on the wishes of the purchaser. The loan can always be repaid before the deadline at no cost.
  • Santander Consumer Finance regulations stipulate that only private purchasers between the ages of 18 and 74 are eligible to purchase works with a KunstKoop loan. This also means that the loan is no longer in effect after the buyer’s 76th birthday.
  • Legal entities, such as associations, companies or government agencies, may not make use of the KunstKoop. Gallery owners and others who themselves deal in art are not eligible for a KunstKoop loan.
  • The KunstKoop can only be used by private buyers who live in the Netherlands.
  • The minimum amount of a KunstKoop loan is €250. The maximum amount is €7,500. For more expensive works, the remaining amount must be paid directly to the gallery by the buyer.
  • Once the gallery is approved by the Mondriaan Fund for the KunstKoop, applications for individual KunstKoop loans are submitted directly to Santander Consumer Finance. The bank assesses the applications in the same way as an application for a personal loan. The Mondriaan Fund plays no role in the direct communication between the lender and the buyer and has no insight into the financial status of any private buyers.


In order to process your application, the Mondriaan Fund needs information, both information you fill in on the application form and attached documents you upload in PDF format. Here below is a checklist that follows the same order as the application form.

Tip: collect all the information you require before you begin filling out the application form. All attachments should be uploaded in PDF format. Where a maximum number of pages is given, do not exceed that number. Pages in excess of the maximum will not be included with the application.

Description (max. 3 pages)
This includes a policy plan which includes a vision of your exhibition policy and the selection of the artists and/or designers you represent. How does the gallery programming relate to those of other galleries, both locally and nationally? What is the importance of your gallery in the region in which it is located? Do you take part in gallery activities in other countries, and if so, which?

Artists and/or designers
A list of the artists and/or designers the gallery represents. Include here their full names, artist names where applicable, and their dates of birth.

An overview of the exhibitions that your gallery organized between 1 January 2020 and 30 June 2022, as well as those planned for the period from 1 January 2022 to 31 December 2023, the period for which you have applied for the KunstKoop loan arrangement.

Financial report
An accountant-approved financial report or external financial statement indicating the gallery’s total turnover from the sale of art for the year 2021. This information is intended only as a means of verification for the office of the Mondriaan Fund. Neither the members of the advisory committee nor others will be informed of its contents.

Current proof of registration with the Dutch Chamber of Commerce – Kamer van Koophandel, less than one year old.

If applicable:

Visual documentation
You may include visual documentation with your application. Images should be submitted in PDF format, and include a selection of no more than ten images from exhibitions mounted during the last 30 months. The total size of the PDF document must be no more the 12MB. It is important here that the images are representative of the gallery and relevant to the application.

Questions & contact

If you have a question please reach out to the contact person of this grant.

Or call to 020 523 15 23 or send an e-mail to vasb@zbaqevnnasbaqf.ay

Carmen Muskee